Reaching people in rural areas is critical as two thirds of Mozambique's population lives in rural areas. The financial services are primarily focused on micro loans to economically active people living in peri-urban and rural areas.

AfricaWorks (AW) has 6 branch locations where financial services are being administered. Currently there are approximately 3000 clients, 64% of them women, with an average loan size of U.S. $350. Repayment rates exceed 98%. Most clients have successfully gone through repeated loan cycles and have been able to grow their businesses and support their families.